Trade Credit Cover
Protect Your Business from Bad Debts
Welcome To Trade Credit Cover
What is Trade Credit Insurance
Trade Credit Insurance helps protect your business if a customer doesn’t pay you.
If you sell goods or services on credit terms (like 30 or 60 days), there’s always a chance your customer might delay payment or not pay at all. Trade credit insurance covers those unpaid invoices, so you don’t lose money and your cash flow stays healthy.
It’s a smart way to trade more confidently, grow your sales, and reduce the stress of unpaid bills.
How Trade Credit Insurance Helps Your Business
Protects Cash Flow
Ensures your business maintains healthy cash flow even if a customer fails to pay.
Supports Business Growth
Gives you the confidence to extend credit to new customers, explore new markets, and grow your business safely
Facilitates Access to Financing
Banks love businesses with insured receivables. Get better loan rates and stronger cash flow with a policy in place
Protects Against Domestic and International Risks
Whether trading locally or abroad, you are protected against insolvencies, political risks, and economic disruptions
Know Who to Trust
Get real-time credit insights on buyers before you extend terms—so you avoid high-risk customers from the start
Trade credit insurance is more than just protection — it’s a strategic tool for growth, resilience, and peace of mind
What Does Trade Credit Insurance Cover
Customer Insolvency/Bankruptcy
Get paid if your customer declares bankruptcy or closes down
Late or Non-Payment
Protect your business when customers fail to pay on time or at all
Political Risk (Export Sales)
Covers losses from events like war, sanctions, or currency transfer restrictions that stop overseas payments
Trade with Confidence, Grow Without Limits
How Trade Credit Insurance Works
Customer Assessment
Insurer evaluates your business and customers credit worthiness
Credit Limit Approval
Approved credit limits are set for each customer, indicating the maximum amount the insurer will cover
Customer Risk Monitoring
Insurer continuously monitors the financial health of your customers
Sales Transactions As Usual
You continue to sell goods or services to your customers on credit terms
Claim Events
If a customer defaults, notify the insurer and provide supporting documentation
Indemnity Payment
Once approved, the insurer reimburses a percentage of the outstanding receivable (usually 75–90%)
When Your Customers Can’t Pay, We’ve Got You Covered
Protect Your Receivables - Insure Today
Get In Touch With Us!
solution@tradecreditcover.com.my
+6013-341 6898
Tel
+603-9055 9973
Address
62-2 (1st Floor), Jalan Radin Anum 1, Bandar Baru Sri Petaling, 57000 Kuala Lumpur
Operation Hours
Monday - Friday, 10am - 6pm (except Public Holidays)
About Us
We are a registered general insurance agency specializing in tailored insurance solutions for Small and Medium-Sized Enterprises (SME). Since our establishment in year 2000, we have been committed to supporting businesses nationwide by delivering affordable and comprehensive insurance plans designed to meet the unique needs of SME owners.
Our agency has consistently evolved into a trusted partner, achieving high client retention rates through our efficient and reliable service. Customer satisfaction remains our top priority, and we are dedicated to upholding the highest standards of service excellence for our policyholders.
To ensure our clients receive the best possible coverage at competitive premiums, we collaborate with a select group of reputable insurance providers. This strategic partnership allows us to offer tailored solutions that align with your business requirements.
We take pride in our commitment to professionalism and our thorough approach to understanding your specific needs before providing customized recommendations. Our dedicated team is available to review your existing coverage and design a personalized insurance plan that offers optimal protection at the most competitive rates.
Part of CYS Insurance Agency Network serving Malaysian SME through:
Consultancy
We understand your business first before planning the right insurance coverage for you
Support Services
We monitor all renewals to avoid insurance lapse and yearly review.
Sourcing
We look for an insurer that fit your requirements.
Claims Services
We monitor all claims closely to minimise your business interruption and financial losses.